José Adorno
If you checked your Wallet app today, you might have noticed that it
features a notification badge there this is because Apple Pay is upgrading
fraud prevention features for some cards. Heres what we know so far about
this function. As noticed by Twitter users and 9to5Mac staff, some cards
are showing a notification about this enhanced fraud prevention feature.
Heres what Apple says:
block quote
For cards with certain enhanced fraud prevention, when you attempt an
online or in-app transaction, your device will evaluate information about
your Apple ID, device, and location (if you have enabled Location Services),
to develop fraud prevention assessments, which are used by Apple to identify
and prevent fraud.
block quote end
Apple says it will also share fraud prevention assessments as well as
information about your transaction (such as purchase amount, currency, and
date) with your payment card network for fraud prevention.
In addition, users will receive notice that their cards have enhanced fraud
prevention when first adding them to Apple Pay as well as when they first
attempt an online or in-app transaction with the card.
Apple warns that to prevent the sharing of fraud prevention assessments
with your payment card network, you may select another card. As of now,
this feature doesnt seem to be available for American Express or MasterCard
cards, although its rolling out for some Visa users around the globe.
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